It is important for you to take control of any dormant pension funds still managed by ex-employers. The first item on your action plan is to ask your ex employer to send on your updated leaving service options statement. This will detail how much your pension is currently worth and will outline all of your options, one of which will detail your option to move your pension monies from your ex employer’s scheme to your personally owned buyout bond...
Recent weeks serve as a useful reminder that short term volatility will always be part of the investment journey. Equities recovered some ground this week, having endured a torrid time in recent weeks. Even though there was an initial strong start to 2018, which saw equities rise by 3.5%, extreme short-term volatility has re-emerged and the global equity index (in euro terms) lost 4% last week and currently, the year to date loss stands at 2%. Recent equity losses appear...
View the recent publication on The Sunday Times, written by our financial advisor Eoin Buckley here.
Eoin Buckley featured in RTE's Ask the Specialist program with Marian Finucane. The title of this show was Private Pensions
Pension Your Way to Financial Freedom The mere mention of the word ‘pension’ may cause the average reader to feel immediately drowsy, however a pension is simply a longer term savings plan with extremely generous tax reliefs attaching. Investment Strategy Regardless of whether we are talking about savings inside or outside a pension structure, there are still only the same five main asset classes to choose from; cash, bonds, equities, property and alternatives. In broad terms, your decision on where to invest...
Pensions from Previous Employments It is important for you to take control of any previous pensions still managed by ex employers. The first item on your action plan is to ask your ex employer to send on your updated leaving service options statement. This will detail how much your pension is worth and outline your options on how to proceed to move your pension monies from your ex employers scheme to your personally owned buyout bond pension policy. Some of the...
Over the last 3 years here at abm financial advisers, Katie McGloin (Eoin's Niece) has been working with us during the summer to help improve the overall use of technology in the office. Amongst other accomplishments, Katie has improved our website, upgraded our computer system and compiled this newsletter. Katie, from Bundoran Co. Donegal, is a 16-year-old student in Magh Éne College Bundoran and has had a few notable achievements, in her own right, this year! In December 2016, Katie...
Today’s investment conundrum is how to optimise your pension fund and investments in an era of higher equity valuations, low interest rates and high personal taxes. If you have met with Eoin or I, you will be familiar with illustrated investments, the BIG Picture, video here. The BIG Picture chart shows that since 1926, an investor who bought the S&P 500 in the US, yielded an average return of almost 10% per annum (before inflation). However, we believe that the...
View the 'Addressing Investment Risk Guide' by clicking the icon below.
June 2017 Client Golf Day
