Author - Eoin Buckley

February 2018

Pension Benefits with Ex Employers

It is important for you to take control of any dormant pension funds still managed by ex-employers. The first item on your action plan is to ask your ex employer to send on your updated leaving service options statement. This will detail how much your pension is currently worth and will outline all of your options, one of which will detail your option to move your pension monies from your ex employer’s scheme to your personally owned buyout bond...

Investment Markets Update

Recent weeks serve as a useful reminder that short term volatility will always be part of the investment journey. Equities recovered some ground this week, having endured a torrid time in recent weeks. Even though there was an initial strong start to 2018, which saw equities rise by 3.5%, extreme short-term volatility has re-emerged and the global equity index (in euro terms) lost 4% last week and currently, the year to date loss stands at 2%. Recent equity losses appear...

July 2017

Pension Your Way To Financial Freedom

Pension Your Way to Financial Freedom The mere mention of the word ‘pension’ may cause the average reader to feel immediately drowsy, however a pension is simply a longer term savings plan with extremely generous tax reliefs attaching. Investment Strategy Regardless of whether we are talking about savings inside or outside a pension structure, there are still only the same five main asset classes to choose from; cash, bonds, equities, property and alternatives. In broad terms, your decision on where to invest...

Pensions From Previous Employment

  Pensions from Previous Employments It is important for you to take control of any previous pensions still managed by ex employers. The first item on your action plan is to ask your ex employer to send on your updated leaving service options statement. This will detail how much your pension is worth and outline your options on how to proceed to move your pension monies from your ex employers scheme to your personally owned buyout bond pension policy. Some of the...

Katie McGloin – National Youth Entrepreneur of the Year

Over the last 3 years here at abm financial advisers, Katie McGloin (Eoin's Niece) has been working with us during the summer to help improve the overall use of technology in the office. Amongst other accomplishments, Katie has improved our website, upgraded our computer system and compiled this newsletter. Katie, from Bundoran Co. Donegal, is a 16-year-old student in Magh Éne College Bundoran and has had a few notable achievements, in her own right, this year! In December 2016, Katie...

Investment Forecast: Overcast, Scattered Showers With Some Sunny Spells – Why Investors Need To Lower Their Expectations

Today’s investment conundrum is how to optimise your pension fund and investments in an era of higher equity valuations, low interest rates and high personal taxes. If you have met with Eoin or I, you will be familiar with illustrated investments, the BIG Picture, video here. The BIG Picture chart shows that since 1926, an investor who bought the S&P 500 in the US, yielded an average return of almost 10% per annum (before inflation). However, we believe that the...

June 2017

April 2017

April 2017 Investment Briefing

Our speakers shared their views on some of the key challenges and opportunities including: How effective financial planning can reduce your taxes. Pre and post retirement tax planning. Advice for investors as the financial markets continue to absorb the effects of US President Donald Trump, Brexit, tensions within European member states and the likelihood of a new Euro currency crisis unfolding during 2017. Given equity markets are in their second longest bull run in history and valuations have moved significantly higher since March...

February 2017

February 2017 Investment Breakfast

  Our speakers shared their views on some of the key challenges and opportunities including: How effective financial planning can reduce your taxes. Pre and Post retirement tax planning. Advice for investors in a continuing environment of high volatility as the equity markets are weighed on by factors such as migrant tensions within Europe, subdued economic growth and low demand for commodities. The investment outlook for the five asset classes i.e. deposits, bonds, alternatives, property and equities. View speakers below: https://www.youtube.com/watch?v=CCOMtf1bN2s https://youtu.be/DT6rKKXeYhg   Speakers included Richard Temperley - Head...